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Timely Notice is your on-the-go source for sharp takes and expert analysis of the latest trends, breaking news, and sea-changes in global insurance law. 

Jan 29, 2019

Jennifer Hamilton, vice president of claims at NAMICO, discusses the deployment of the Reptile Theory in insurance coverage disputes. Jennifer details how policyholder and claimant counsel will use institutional bad faith tactics and case law and appeal to a jury’s primal fears and instincts about the insurance industry in order to obtain a favorable judgment. Jennifer offers insights for spotting the Reptile Theory early on in a case as well as common traps insurer counsel fall victim to. Jennifer concludes with strategies that insurer counsel can employ to defeat the Reptile Theory.